States we serve
Empathy Insurance Advisors is a Florida-based independent brokerage licensed in 22+ states. We hold Federally Facilitated Marketplace certification under National Producer Number 19291077, verifiable at the National Insurance Producer Registry.
Primary service areas
These states see the most consistent volume of consultations across our product lines. We have appointments with multiple carriers in each.
FL
Our home state and physical office. Boca Raton-based advisors serve clients across Florida for Medicare, ACA Marketplace, private insurance, term life, final expense, and standalone dental and vision. Florida is one of the larger Federally Facilitated Marketplace states; we know the carrier landscape well.
TX
Texas is our second-largest service area. We work with clients across Houston, Dallas-Fort Worth, San Antonio, and Austin metros, plus rural Texas counties. Federally Facilitated Marketplace state; multiple ACA carriers, comprehensive Medicare options, and active life insurance market.
SC
Active service across South Carolina for Medicare, ACA, and life insurance. South Carolina runs through the Federally Facilitated Marketplace; we handle subsidy eligibility analysis and plan comparison for individual and family enrollments.
NC
Charlotte, Raleigh-Durham, Greensboro, and statewide North Carolina coverage. ACA Marketplace and Medicare are the most common services; growing life insurance practice. State allows the full range of products we represent.
TN
Service across Tennessee for Medicare and ACA Marketplace coverage. Memphis, Nashville, Knoxville, and rural counties. Federally Facilitated Marketplace state.
MO
Missouri service area covers Kansas City, St. Louis, Springfield, and statewide. ACA Marketplace plans and Medicare options. Federally Facilitated Marketplace state with active carrier competition.
OH
Cincinnati, Cleveland, Columbus, and statewide Ohio. ACA Marketplace, Medicare, and life insurance. Ohio adopted senior consumer protection rules that apply to our final expense practice; we follow those rules carefully.
PA
Pennsylvania service for ACA Marketplace, Medicare, and life insurance. Philadelphia, Pittsburgh, Harrisburg, and statewide. Pennsylvania-specific product availability varies; we verify what's in-state at the consultation.
Additional licensed states
Service is available in these states for the product lines and carrier appointments active in each. Specific availability confirmed during consultation.
License verification. National Producer Number 19291077 and individual state license details are verifiable on the National Insurance Producer Registry. Specific state license numbers and carrier appointments available on request.
A no-cost consultation confirms what carriers and product lines are available where you live. There's no obligation to enroll.
Licensed Insurance Advisor | NPN: 19291077 | Licensed in 22+ states