State guide · Texas

Coverage guides for Texas

Two plain-language guides for Texans: one for Medicare, one for ACA Marketplace health insurance. Pick the one that matches your situation.

Last updated October 6, 2026 · 1 min read

Texas is a big state, and the help here doesn't depend on where in it you live. The only physical office is in Boca Raton, Florida, so reviews, applications and follow-up questions for Texas clients all happen by phone.

Medicare and Marketplace coverage run on separate rules and separate calendars, and Texas has separate public help for each: HICAP for Medicare counseling, and the Texas Department of Insurance for insurance consumer questions of every kind. The two guides below explain which to use and when.

Choose your guide

Licensing in Texas

Alexander James is a licensed independent insurance agent in Texas. His National Producer Number and state licenses can be checked on the National Insurance Producer Registry.

Alexander James, Licensed Independent Insurance Agent · NPN 19291077

Empathy Insurance Advisors is a trade name of Empathy Healthcare Solutions Inc. Insurance products are offered by Alexander James, a licensed independent insurance agent (NPN 19291077), and licensed insurance agents on staff. Empathy Healthcare Solutions Inc. is not a licensed insurance agency.

Talk it through with a licensed agent

Call, or answer a few questions online and a licensed agent will follow up. There is no obligation to enroll.

Licensed Insurance Agent | NPN: 19291077 · Licensed in 25+ states · No obligation · Privacy Policy

We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.

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