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Independent brokerage · NPN 19291077

Independent help for Medicare and ACA.

Licensed advisors. No-cost consultations. We don't work for any one carrier — we work for you.

Call (954) 807-4855

Looking for Medicare? Looking for ACA / Marketplace?

100% independent broker
Not tied to any single carrier
Licensed in 22+ states
FFM-certified across the federal marketplace
Real licensed advisors
Speak to a human, not a call center

What we help with

Two paths. One agency.

Whether you're aging into Medicare or shopping the Marketplace, you get the same independent advice.

Medicare

Aging into Medicare, navigating the Annual Enrollment Period, or comparing your options? We help you understand the differences between Original Medicare, Medicare Advantage, and Part D — without steering you toward any one plan.

Common questions

When does my Initial Enrollment Period start?
What's the difference between Medicare Advantage and Medigap?
How do I avoid the Part B late enrollment penalty?

Explore Medicare

Educational information only. We are not connected to or endorsed by the U.S. government or the federal Medicare program.

ACA / Health Insurance

Whether it's Open Enrollment, a qualifying life event, or you're losing employer coverage, we'll help you compare plans across all metal tiers and figure out exactly what subsidy you qualify for.

Common questions

How much premium subsidy am I eligible for?
What happens if I have a Special Enrollment Period?
Can I keep my doctor on a Marketplace plan?

See ACA options

MORE PRODUCTS

Other coverage we offer.

If Medicare or ACA Marketplace plans aren't the right fit for your situation, we offer additional coverage options designed for specific circumstances and life stages.

PRIVATE HEALTH INSURANCE

When ACA isn't the right fit

If your income is too high to qualify for meaningful Marketplace subsidies — or you're a healthy individual or family looking for lower-premium options without ACA's required benefits — limited medical and short-term plans may make sense.

Above 400% FPL · Healthy buyers

Learn about Private Insurance

DENTAL & VISION

Standalone ancillary coverage

Routine dental cleanings, exams, vision tests, and eyewear coverage — separate policies you can purchase independently of your medical insurance, regardless of whether you have Medicare, ACA, or other coverage.

All ages · Anyone uncovered for dental/vision

Learn about Dental & Vision

TERM LIFE INSURANCE

Family income protection

Family income protection through term coverage. Independent multi-carrier shopping to fit your situation.

25-65 · Family protection · Mortgage payoff

Learn about Term Life

FINAL EXPENSE INSURANCE

Plan for what matters

Simplified-issue whole life insurance designed for final expenses — funeral costs, remaining debts, leaving things in order for your family. Multiple underwriting tiers available.

55+ · Family planning · Funeral cost coverage

Learn about Final Expense

INDEPENDENT

We work for you, not one carrier.

We're an independent brokerage. When you call, we recommend what fits your situation — not what pays the agency more.

LICENSED

Licensed in 22+ states.

Federally Facilitated Marketplace certified. NPN 19291077. State licenses on file and available on request.

ACCESSIBLE

Real advisors. Real phones.

When you call, you get a licensed broker who can actually help — not a queue, not a callback bot, not a script.

How it works

Three steps. No pressure.

Tell us your situation

Five-minute call to understand what you actually need — not what someone wants to sell you.

We compare your options

Across the carriers we represent in your state. We show you the trade-offs. You see what we see.

You decide

We help you enroll if you want our help. If you don't, we still tell you what we'd do in your situation.

5.0 · 22 Google reviews

From clients across Florida and beyond.

Read reviews on Google

Ready to talk?

Call now and speak to a licensed advisor. No callback delays, no automated screening.

Call (954) 807-4855

Hours: Mon–Fri, 9 AM – 7 PM ET. We don't sell your info.