State guide · Florida

Coverage guides for Florida

Two plain-language guides for Floridians: one for Medicare, one for ACA Marketplace health insurance. Pick the one that fits where you are.

Last updated October 6, 2026 · 1 min read

Florida is home base. The only physical office is in Boca Raton, and help is available by phone anywhere in the state, so you don't need to live nearby to get a review of your options.

Medicare and Marketplace coverage follow different rules, different calendars and different public help programs, so each has its own guide below. If you're not sure which applies to you, the short version: Medicare is mainly for people 65 and older or with certain disabilities, and the Health Insurance Marketplace is a service that helps people shop for and enroll in health insurance.

Choose your guide

Licensing in Florida

Alexander James is a licensed independent insurance agent in Florida. His National Producer Number and state licenses can be checked on the National Insurance Producer Registry.

Alexander James, Licensed Independent Insurance Agent · NPN 19291077

Empathy Insurance Advisors is a trade name of Empathy Healthcare Solutions Inc. Insurance products are offered by Alexander James, a licensed independent insurance agent (NPN 19291077), and licensed insurance agents on staff. Empathy Healthcare Solutions Inc. is not a licensed insurance agency.

Talk it through with a licensed agent

Call, or answer a few questions online and a licensed agent will follow up. There is no obligation to enroll.

Licensed Insurance Agent | NPN: 19291077 · Licensed in 25+ states · No obligation · Privacy Policy

We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.

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